Home/Insurance

We work with
every major carrier.

Direct Repair Partner with most of them — which means faster approvals, less paperwork, and zero sitting on hold for you. You can choose any shop. We hope you'll choose us.

Insurance assistant.

Ask anything about your claim, your deductible, or your rights.

Hi — I can help with claim filing, deductibles, OEM vs aftermarket, supplements, rentals, total loss, right-to-choose-shop, diminished value, and more. What's your situation?

Educational only. Not legal advice or licensed-adjuster guidance. State-specific rules vary — confirm with your state's department of insurance for definitive answers.

Direct Repair Partners

Carriers we work with
every day.

Direct billing, electronic estimates, and supplement negotiation handled in-house. Most claims go through without you ever picking up the phone.
State Farm
GEICO
Allstate
USAA
Progressive
Liberty Mutual
Farmers
Nationwide
Travelers
American Family
Mercury
The Hartford
Auto-Owners
Erie Insurance
MetLife
+ many more
Know your rights

Things insurers
won't always tell you.

We're on your side, not theirs. Here are a few facts every claimant should know — straight from us, no spin.
FACT 01

You choose the shop.

Insurance companies can recommend a shop, but they cannot require one. State law protects your right to repair your car wherever you choose.

FACT 02

Initial estimates are a draft.

Most damage isn't visible until disassembly. Supplements are normal — and we negotiate them on your behalf.

FACT 03

OEM vs. aftermarket parts.

Your policy may cover OEM parts. We'll always explain the difference and advocate for the safer option when it matters.

FACT 04

Diminished value matters.

A car that's been in a major accident is worth less, even after a perfect repair. In not-at-fault claims, you may be entitled to compensation.

Not sure if filing a claim is even worth it?